NO LONGER IN THIS BUSINESSA & A Cruises & Tours' Independent Travel Consultant program has enabled numerous individuals just like you to start up their own travel businesses on a modest start-up budget. By working from your home or office as an Associate with A & A, you can avoid the major expenses usually associated with starting up a new business. Many money-saving benefits can be gained as an Associate with A & A: * You will have minimum overhead working out of your own home or office. * When A & A trains you to become an agent, the training is tax deductible. There are many other tax benefits associated with affiliation, including deductions for familiarization trips, travel expenses, dining and entertainment, and office expenses. Always consult with your accountant who can advise you about your specific deductions and ways to save you money. * Following your training, you can take advantage of the special travel discounts available to travel agents. * With a home office, you will not need a sales tax permit, credit card equipment, rent, bonds or permits. A & A will also assist in registering those Associates who reside in the following states that require licensing or registration of travel sellers: California, Florida, Hawaii, Ohio.